You were in an accident in Ontario and now face medical bills. You should NOT have to pay out of pocket. Here's every source of coverage available to you — and how to use them.
Free Consult — We Handle Your BillsIf you have MedPay on your auto policy, it pays your medical bills immediately regardless of fault — typically $1,000–$25,000 depending on your policy. Check your declarations page or call your insurer. MedPay doesn't raise your rates and can be used alongside other coverage.
Many Ontario and Inland Empire area doctors, chiropractors, and orthopedic surgeons treat accident victims on a lien basis. They provide care now and place a lien on your settlement proceeds — no upfront payment from you. Gonzales Law works with local lien-based providers throughout Ontario and San Bernardino County.
Use your regular health insurance (Kaiser Ontario, Anthem, Blue Shield, etc.) to cover accident-related treatment. Your insurer will assert a subrogation lien on your settlement — we negotiate these liens to maximize your net recovery.
If you qualify for Medi-Cal, it covers accident-related treatment. California DHCS will assert a reimbursement lien on your settlement. We handle Medi-Cal lien negotiations to minimize their recovery and maximize yours.
The at-fault driver's insurance ultimately pays your damages — but as a lump-sum settlement, not as ongoing bill payments. Use MedPay, health insurance, or liens to cover treatment during the case. Ontario area insurers include State Farm, Allstate, Farmers, GEICO, and many others.
The other driver's insurance company may ask you to sign a broad medical authorization. Don't sign it. They want your full medical history to find pre-existing conditions to use against your claim. Call us before signing anything.
Several Ontario and Inland Empire area hospitals and clinics are experienced in treating car accident injuries. ER treatment costs are fully recoverable as part of your personal injury claim:
Major hospital serving Ontario. ER and trauma services.
Upland, near Ontario. Full trauma and surgical services.
Colton — Level II Trauma Center. Major accident injuries.
Multiple urgent care facilities for non-emergency accident injuries throughout Ontario.
Mark "The Shark" Gonzales (CA Bar #249340) and the Gonzales Law team coordinate all medical coverage for Ontario accident clients — from activating MedPay to connecting you with lien providers to negotiating every lien at settlement. $100M+ recovered. Free 24/7 consultation. No fee unless we win.
Call 1-888-232-2898 NowWe handle it. Free 24/7 consultation — no fee unless we win.
📞 1-888-232-2898