Quick Answer: A $500 offer is almost certainly a lowball. Insurance companies make early, fast, small offers to close claims before you know your full injuries and damages. Once you sign a release, you cannot go back — even if you need surgery two months later. Call 909-587-6336 before signing anything.
The average car accident settlement in California ranges from $15,000 to over $1,000,000 depending on injuries. A $500 offer on a case involving any medical treatment is almost always a fraction of fair value. Insurance companies bank on claimants not knowing this. Gonzales Law has recovered over $100M for injured Californians — including a $980,000 settlement for a Rancho Cucamonga car accident victim who was first offered $4,200.
Can I reject the $500 offer and ask for more?
Yes. You can counter any offer. Once you sign a release, the claim is closed — but before signing, you can negotiate as long as needed.
How do I know what my case is actually worth?
Add up: all medical bills (current + projected), lost income, out-of-pocket costs, and a multiplier for pain & suffering. An attorney does this free in the consultation.
What if my car damage was minor but I was still injured?
Low property damage doesn't equal low injury. Insurers use the 'low damage' argument constantly — it's scientifically discredited. Bumpers absorb energy that transfers to occupants.
Is Gonzales Law free to consult with?
100% free — and no fees unless we win. There is zero financial risk to getting a second opinion on your offer.
Gonzales Law Offices handles car accident claims throughout the Inland Empire: Fontana, Ontario, San Bernardino, Rancho Cucamonga, Riverside, Rialto, Moreno Valley, and all of Southern California.